← The Casebook

Case file

Status Quo Bias

Filed under
Need To Act Fast

The charge

We prefer the current state or default, even when better alternatives exist.


How it operates

Change feels like a possible loss and a source of regret, while the current state feels safer and easier to defend.

Logged incidents

  1. Incident 01

    A company keeps an outdated approval flow because changing it feels risky.

  2. Incident 02

    Users stick with default plans that are worse value than alternatives.

  3. Incident 03

    An investor keeps a poorly diversified portfolio because rebalancing feels like dangerous action.

What to watch for

It shows up when the strongest reason to keep something is that it is already there. Ask: 'If this were not the current option, would I choose it now?'

Recommended action

Use a default-reversal test and regular sunset reviews for major processes, products, and allocations.

Known associates

Source of record

en.wikipedia.org

File your own case

Open the same case on your own draft.

Paste a memo, a research draft, or a strategy argument. It is scored against all 175 cards, and the strongest two or three risks come back with the evidence quoted and one practical next check.

Open a case on your draft →